# ClarifySync

ClarifySync (also known as "Clarify Sync") is a budgeting and personal-finance web application that helps individuals and households track spending, categorize transactions, and understand their cash flow.

Website: https://clarifysync.com

## Purpose
ClarifySync gives people a clear, honest picture of where their money goes each month so they can spend and save with confidence.

## Verified Features
- Automatic transaction categorization across linked accounts
- Safe-to-Spend: how much is safely available over a 30-day horizon
- Recurring subscription and bill detection
- Monthly spending insights with plain-language explanations
- Budgeting tools and savings goals
- Ask ClarifySync: an in-app financial assistant for your own data
- Bank syncing via Plaid

## Confirmed Income
- ClarifySync separates confirmed income from uncertain deposits and received payments.
- Confirmed income (paychecks, interest, and confirmed deposits) is included in "Money in", net cash flow, averages, and trends.
- Uncertain deposits and received person-to-person payments are held in "Needs review" and are excluded from income totals until the user confirms them.

## Categorization
- Most transactions are categorized automatically.
- Low-confidence and uncertain categorization is routed to "Needs review" for a quick manual check rather than reported as certain.
- Manual category choices are preserved and never overwritten by automatic processing.

## Pricing
All prices in USD. Prices are exact and current.
- Monthly plan: $3.99 per month
- Annual plan: $42.88 per year ($3.57 per month equivalent)
- 14-day free trial available

## Support
- Help center: https://clarifysync.com/support
- Email: support@clarifysync.com

## Key Links
- About: https://clarifysync.com/about
- Features: https://clarifysync.com/features
- Resources: https://clarifysync.com/resources
- Pricing: https://clarifysync.com/pricing
- Privacy Policy: https://clarifysync.com/privacy
- Terms of Service: https://clarifysync.com/terms

## Privacy and Access
- Authenticated financial pages (accounts, transactions, budgets, goals, and the dashboard) are private and require sign-in; they are not listed here.
- This reference contains only public, non-authenticated links.

## Limitations
- Bank data may be delayed: balances and transactions depend on your financial institution's reporting schedule and may not reflect the most recent activity in real time.
- Automatic categorization is not guaranteed perfect: while most transactions are categorized accurately, some require a quick manual review.
- ClarifySync is a budgeting and tracking tool. It does not provide financial, investment, tax, or legal advice.